Lay-Buy (Layaway) Info/FAQ’s
HOW IT WORKS
Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and monthly instalments.
AFFORDABLE: Our calculator allows you to select the down payment you can afford to today and the amount of months you need to pay off the product.
CONVENIENCE: Payments are automatically setup between you and us with no manual payments by either party.
FLEXIBLE: You can settle a Lay-Buy order earlier at any given time.
CHOICE: The buyer gets to select the down-payment % they wish to pay immediately, and how many months they want the Lay-Buy to run for.
5 SIMPLE STEPS
Select Put It On Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY
Pay only down-payment portion amount.
4. SCHEDULED PAYMENTS
Payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.
No interest charges ever, no membership fees ever – NO DEBT.
please note that as we are charged a processing fee of 12% of your order total as soon as you place the order, any order cancellations will be subject to the 12% processing fee. Thank you for understanding ❤️